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Tonight's rant gets its own new thread
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blackballed
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PostPosted: Tue Nov 24, 2009 9:05 pm    Post subject: Reply with quote

GIVE HIM TIME!!!!!BB
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PostPosted: Tue Nov 24, 2009 9:32 pm    Post subject: Reply with quote

blackballed wrote:
THATS BS C IF THE FRAME IS DAMAGED THE CAR IS NOT WORTH chit.SOUNDS LIKE CAR INSURANCE NEEDS REFORMED..GOOD LUCK C .BB


Well, it was the other guy's insurance that said that. His is probably crap; I don't know much about State Farm. USAA is legit. They won't lead me astray.
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Amphikalein
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PostPosted: Tue Nov 24, 2009 10:35 pm    Post subject: Reply with quote

Is the NADA value on your car lower than the repair bill?
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PostPosted: Wed Nov 25, 2009 8:38 am    Post subject: Reply with quote

Its about a $2,000 difference in favor of my car according to KBB, but that's suggested retail. The repairs cost more than the trade-in value.
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PostPosted: Tue Dec 01, 2009 8:46 pm    Post subject: Reply with quote

So USAA says its totaled.
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PostPosted: Tue Dec 01, 2009 11:18 pm    Post subject: Reply with quote

I guess that's better for you, right?
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ellipses
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PostPosted: Wed Dec 02, 2009 7:18 am    Post subject: Reply with quote

Now he can get that bright orange hummer! And slap a dale earnhart sticker in the back window
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PostPosted: Wed Dec 02, 2009 8:44 am    Post subject: Reply with quote

Its better in that if they repaired the car, it wouldn't have been worth the cup of Starbucks coffee in the cup holder when I tried to sell it or trade it in later. In this case I get 10 grand for it which is like if I had sold it the day before the wreck.

But it still sucks because I can't replace it for 10 K so basically, I did everything right but because of some other jackasses inability to use common sense while driving, I'm going to be out 7 or 8 K of my own savings (or a monthly car payment which I was very happy about not having before).
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PostPosted: Wed Dec 02, 2009 9:10 am    Post subject: Reply with quote

That's too bad. But now you get to go car shopping! You know you don't have to go new and should be able to pick up a decent used one for ten grand. (Craigslist is your friend.)
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PostPosted: Wed Dec 02, 2009 10:13 am    Post subject: Reply with quote

Yeah, but I've had bad experiences with used cars. It will be painful, but we can afford to go new. I actually kind of want a hybrid, but that's still a bit out of our price range, even with the insurance money. Ultimately, we'll probably end up getting either another Civic or a Subaru Impreza (for the AWD).
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PostPosted: Wed Dec 02, 2009 10:19 am    Post subject: Reply with quote

Good Deal! : http://pittsburgh.craigslist.org/ctd/1489701298.html

Ours just hit 80,000 miles. We will probably be replacing next year, or just adding to the fleet.
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PostPosted: Wed Dec 02, 2009 10:21 am    Post subject: Reply with quote

Isn't that how much they cost off the lot?
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PostPosted: Wed Dec 02, 2009 10:25 am    Post subject: Reply with quote

Yeah... but I think you can get close to 30k with options. It's a 2010 model, so it might be "new"... Like, someone ordered one and then didn't take delivery or it was a demo or something like that...
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PostPosted: Wed Dec 02, 2009 10:28 am    Post subject: Reply with quote

There are five piers of MSRP for the 2010's starting at $22,400 and going up to $27,670. But, if they are anything like our 2004 Prius, that's basic price and any package is an add on. Ours was around $22,000 total, if I remember correctly.
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PostPosted: Wed Dec 09, 2009 12:18 pm    Post subject: Reply with quote

Will be picking up the new whip tomorrow evening. Had to drop almost 8 grand of my own savings to get it because of someone else's inability to drive properly.
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