Observer-Reporter forum

Cylinsier · Master Joined: 29 Sep 2008 Posts: 13229 Location: Oh shi-

Got the official statement today. Car will be in the shop for over a month. Damage estimated at $10,000. The car was $17,000 brand new and that was three years ago. Safe to say the other driver caused more damage to my car than it is worth. Glad his insurance is paying for it!
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OndinitaAKALibchit · Posted: Mon Nov 23, 2009 7:30 pm Post subject:

That's crazy! Are you feeling ok? Any pain? Sounds like it was a serious accident!
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blackballed · Posted: Mon Nov 23, 2009 7:43 pm Post subject:

glad your OK c.BB

Cylinsier · Master Joined: 29 Sep 2008 Posts: 13229 Location: Oh shi-

Thanks.
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Cylinsier · Master Joined: 29 Sep 2008 Posts: 13229 Location: Oh shi-

So they're going to remove a significant portion of the frame from my car and weld a new frame in. The value of my car will be much less than the cost of the repairs when they are done. They should have just totaled it, IMO.
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ellipses · Mod Joined: 29 Sep 2008 Posts: 9218 Location: WashPa!

I'm surprised they didn't... you are going to have to drive it until the doors fall off now... which they might Smile

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Cylinsier · Master Joined: 29 Sep 2008 Posts: 13229 Location: Oh shi-

I'm getting my insurance involved again. Going to have them take a look at it (they never did because the other insurance just said they would pay whatever the mechanic said it would cost...but that was before I knew that the frame was effed). Hopefully they'll look and be like, "nah son, this chit is broke." Or something akin to that.
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ellipses · Mod Joined: 29 Sep 2008 Posts: 9218 Location: WashPa!

You have Wayans Bros. Insurance, too?
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Cylinsier · Master Joined: 29 Sep 2008 Posts: 13229 Location: Oh shi-

amom · Posted: Tue Nov 24, 2009 11:08 am Post subject:

We've had two vehicles in serious wrecks. The first was a VW Rabbit that was nearly T-boned by a Caddy. They did NOT total it and it was worth crap after it was put back together. The second was a Bonneville, that was again nearly T-boned (both cases the other vehicle hit at the front wheel forward). This one they DID total and the repair estimate was only $1,600. We bought it back, fixed it up, and it ran for years afterwards. So who knows what the insurance company is thinking. Rolling Eyes

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Cylinsier · Master Joined: 29 Sep 2008 Posts: 13229 Location: Oh shi-

Well, my insurance is USAA and they are always good. The other guy has State Farm but I trust my mechanic to do the right thing. If USAA says okay to the frame repair, I know they are talented enough to do it right. I just want a second opinion before I commit my car to what may be 6 or more weeks of work (because of all the holidays) knowing I'm losing several thousand dollars of value on it. The plan was always to drive this car for several years, then trade it towards a new one at the right time, and that goes out the window here.

I'm still really pissed at the other drive. WTF is the matter with you to just pull out into traffic like that?
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amom · Posted: Tue Nov 24, 2009 11:35 am Post subject:

OndinitaAKALibchit · Posted: Tue Nov 24, 2009 11:51 am Post subject:

What a nightmare, Cy!
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blackballed · Posted: Tue Nov 24, 2009 8:58 pm Post subject:

THATS BS C IF THE FRAME IS DAMAGED THE CAR IS NOT WORTH SHIT.SOUNDS LIKE CAR INSURANCE NEEDS REFORMED..GOOD LUCK C .BB

OndinitaAKALibchit · Posted: Tue Nov 24, 2009 9:03 pm Post subject: