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phonyfeminazi
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Joined: 30 Sep 2008
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 Posted: Sun Oct 18, 2009 5:43 pm Post subject: |
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| OndinitaAKALibchit wrote: | | phonyfeminazi wrote: | | Cylinsier wrote: | | Sorry, I just feel disappointed when I try to have a conversation and the other side acts like a little whiny baby. |
It is against the law, to deny anyone medical care....
You know that, everyone knows that.. |
I repeat...I'm not getting the care I need. My mom died from not getting care.
It is only against the law to deny EMERGENCY medical care at the ER. But I can't just go to the doctor and get care. |
Ana, my father, a poor coal miner, made sure that every family member received doctors' care.....of course, at times, he had to borrow against his home, but he made payments, religiously.....
I'm sure that you can find a doctor who will accept monthly payments....
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OndinitaAKALibchit
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Joined: 05 Oct 2009
Posts: 3883
Location: Where the sun don't shine! ;-)
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| Posted: Sun Oct 18, 2009 6:09 pm Post subject: |
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This is not the 1930's, Phony. Specialists don't have payment plans. Either you have insurance or you pay in full at the end of your visit...
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"If by a 'Liberal' they mean someone who looks ahead and not behind, someone who welcomes new ideas without rigid reactions, someone who cares about the welfare of the people — their health, their housing, their schools, their jobs, their civil rights and their civil liberties ... if that is what they mean by a 'Liberal,' then I’m proud to say I’m a 'Liberal.'" ~ Senator John F. Kennedy 9/14/1960
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Cylinsier
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Posts: 13229
Location: Oh shi-
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| Posted: Sun Oct 18, 2009 6:34 pm Post subject: |
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| SSSS wrote: | | one of the few things we agree on-phony seldom makes sense. So why argue with him? |
You're right.
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amom
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Joined: 29 Sep 2008
Posts: 2753
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| Posted: Sun Oct 18, 2009 7:32 pm Post subject: |
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| ellipses wrote: | | They get treated when they end up in the emergency room... they get treated for something that they have "let go" for years prior to that. |
And then they are given a band-aid and an aspirin and sent out the door with instructions to follow up with their doctor, which they don't have, so they don't follow up and end up back in the ER later with the same or worse symptoms.
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"If stupidity got us into this mess, then why can't it get us out?"
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phonyfeminazi
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| Posted: Mon Oct 19, 2009 8:03 am Post subject: |
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| OndinitaAKALibchit wrote: | | This is not the 1930's, Phony. Specialists don't have payment plans. Either you have insurance or you pay in full at the end of your visit... |
So, Ana, not being the 1930s gives you the right not to pay your bills????
That's why we are in such dire straights, today....too many people with that type of attitude, are looking more and more to DADDY GOBMINT to pay their bills for them.....
If you have good credit, you can borrow money to pay your bills....1930s or not.
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ellipses
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| Posted: Mon Oct 19, 2009 8:05 am Post subject: |
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So, if someone can't afford insurance, and they get cancer, they should just take out a loan for a couple hundred grand and pay it back over the course of a couple of months, right?
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phonyfeminazi
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| Posted: Mon Oct 19, 2009 8:07 am Post subject: |
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| ellipses wrote: | | So, if someone can't afford insurance, and they get cancer, they should just take out a loan for a couple hundred grand and pay it back over the course of a couple of months, right? |
What did a cancer patient do in the 1930s?
If you are a responsible person, you would do what it takes to get that insurance, and PAY YOUR BILLS.....
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ellipses
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| Posted: Mon Oct 19, 2009 8:21 am Post subject: |
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| phonyfeminazi wrote: |
What did a cancer patient do in the 1930s?
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They died.
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OndinitaAKALibchit
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Location: Where the sun don't shine! ;-)
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| Posted: Mon Oct 19, 2009 9:23 am Post subject: |
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| phonyfeminazi wrote: | | OndinitaAKALibchit wrote: | | This is not the 1930's, Phony. Specialists don't have payment plans. Either you have insurance or you pay in full at the end of your visit... |
So, Ana, not being the 1930s gives you the right not to pay your bills????
That's why we are in such dire straights, today....too many people with that type of attitude, are looking more and more to DADDY GOBMINT to pay their bills for them.....
If you have good credit, you can borrow money to pay your bills....1930s or not. |
I do pay my bills and I'm not asking the government to pay for anything. I'm just asking for a more affordable option in health insurance and for pre-existing conditions to be accepted. $800/mo for a couple is not affordable health insurance and I shouldn't have to go into debt to take care of basic healthcare needs. If we don't fix it now, soon only the very rich will be able to afford it. Employment based health insurance is already down to less than 60% bc it's too expensive...
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"If by a 'Liberal' they mean someone who looks ahead and not behind, someone who welcomes new ideas without rigid reactions, someone who cares about the welfare of the people — their health, their housing, their schools, their jobs, their civil rights and their civil liberties ... if that is what they mean by a 'Liberal,' then I’m proud to say I’m a 'Liberal.'" ~ Senator John F. Kennedy 9/14/1960
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amom
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OndinitaAKALibchit
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| Posted: Mon Oct 19, 2009 2:07 pm Post subject: |
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amom- Thank you for posting this story...It brought tears to my eyes bc it reminded me of my mom's story. She passed away 12 yrs ago last Thursday, 10/15 at the age of 50...
My mom died of what started out as breast cancer, pretty much bc she couldn't get the health care that she needed. When my parents got divorced, I was still covered under my dad's health insurance, but my mom ended up without coverage. She was planning on getting health insurance as soon as she could afford it, but you know, it can take a while to get on your feet after a divorce and moving to another state. Before she could get health insurance, she found a lump on her breast but she didn't go to the doctor immediately bc she didn't have health insurance. By the time she saved up money and went to the doctor, the lump was the size of a golf ball and she was diagnosed with stage 3 breast cancer. After the diagnosis, she couldn’t get insurance bc of her pre-existing condition. She was able to get her mastectomy done bc some Emory students performed the surgery and Emory covered the costs. The cancer went into remission after some chemotherapy treatments…But she was supposed to get check ups every few months. Since she was uninsurable, she never went to the doctor until she was feeling sick again. When she felt sick again, it always meant the cancer was back. My mom passed away 6 years after she was diagnosed for the first time. Her last few years, she was always worried about her medical bills and about leaving my stepdad with a huge debt. I’m pretty sure that if my mom had insurance, she would still be with us...
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"If by a 'Liberal' they mean someone who looks ahead and not behind, someone who welcomes new ideas without rigid reactions, someone who cares about the welfare of the people — their health, their housing, their schools, their jobs, their civil rights and their civil liberties ... if that is what they mean by a 'Liberal,' then I’m proud to say I’m a 'Liberal.'" ~ Senator John F. Kennedy 9/14/1960
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Last edited by OndinitaAKALibchit on Mon Oct 19, 2009 5:10 pm; edited 3 times in total |
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Cylinsier
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| Posted: Mon Oct 19, 2009 2:07 pm Post subject: |
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That was extremely difficult to read. That kind of thing shouldn't happen.
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Amphikalein
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Joined: 10 Oct 2008
Posts: 3177
Location: Corrales, NM
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| Posted: Mon Oct 19, 2009 5:38 pm Post subject: |
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The story (thus far) of Ian Pearl:
| Quote: | I am not a "dog." That's what health insurance executives called me because I have a disease. I'm also not a "trainwreck," another term they used for members like me.
Soon after I was born in 1972, I was diagnosed with muscular dystrophy. By the time I was six years old, I was confined to a wheelchair. Doctors doubted I would survive, but I inherited my parents' determination, and I proved them wrong.
I was the first wheelchair-bound student "mainstreamed" in the schools of Broward County, Florida. I became a poster child for the Muscular Dystrophy Association and president of my high school class. I entered college in 1990 with plans to work in politics and patient advocacy, but at 19, I had a severe setback and I was confronted with a stark choice. My survival would require a machine to breathe and round-the-clock nursing care.
A breathing machine usually means life in a nursing facility. But my father's small business had health insurance from Guardian Life Insurance Co., which promised "Solutions for Life." The health policy had no lifetime benefit cap and covered home nursing care. Relying on that contract with a 149-year-old company, I decided to go on a mechanical ventilator for the rest of my life.
Since then, I've endured life-threatening medical complications and long hospitalizations. I've lost my privacy and ability to travel. But I never regretted my decision to live, to continue to learn and write, and to share in the lives of family and friends.
After decades of medical emergencies, we still weren't prepared for the latest crisis -- this one created by the same insurance company that once saved my life. Guardian abruptly withdrew our health plan from all policyholders in New York where my father's business is based. Guardian offered a 'replacement' plan with low benefits and no home nursing benefits. They knew that I would never survive with such a plan, but they didn't care. |
Mr. Pearl & his family filed a lawsuit to continue his life-sustaining coverage. Discovery as part of the suit enabled them to obtain documents from the insurance company.
| Quote: | | Our lawsuit uncovered insurance company documents that confirmed my suspicion that I'm a target of discrimination. The documents revealed Guardian had compiled a "hit list" of its costliest members, including patients with muscular dystrophy, multiple sclerosis, brain injury, and paralysis. Guardian executives referred to us all as "dogs" and "trainwrecks," and they debated how and when to dump us from the rolls. Laws prohibited the cancellation of the individual members with serious chronic health problems, so Guardian opted to cancel the plan for all members of this specific health plan in New York, an action that violates federal law. |
Read the rest of his article.
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phonyfeminazi
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Joined: 30 Sep 2008
Posts: 7819
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| Posted: Mon Oct 19, 2009 6:01 pm Post subject: |
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| OndinitaAKALibchit wrote: | | phonyfeminazi wrote: | | OndinitaAKALibchit wrote: | | This is not the 1930's, Phony. Specialists don't have payment plans. Either you have insurance or you pay in full at the end of your visit... |
So, Ana, not being the 1930s gives you the right not to pay your bills????
That's why we are in such dire straights, today....too many people with that type of attitude, are looking more and more to DADDY GOBMINT to pay their bills for them.....
If you have good credit, you can borrow money to pay your bills....1930s or not. |
I do pay my bills and I'm not asking the government to pay for anything. I'm just asking for a more affordable option in health insurance and for pre-existing conditions to be accepted. $800/mo for a couple is not affordable health insurance and I shouldn't have to go into debt to take care of basic healthcare needs. If we don't fix it now, soon only the very rich will be able to afford it. Employment based health insurance is already down to less than 60% bc it's too expensive... |
Ana, you're not telling us the complete story...I'll wager that you attempted to get insurance "AFTER THE FACT", in other words you had a pre-existing condition....YOU BUY INSURANCE WHEN YOU DON'T NEED IT....THAT'S THE WHOLE IDEA OF INSURANCE.
You can't wait until you die to buy LIFE INSURANCE....
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Exposing the secular humanist liberal "progressives". |
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OndinitaAKALibchit
Journeyman
Joined: 05 Oct 2009
Posts: 3883
Location: Where the sun don't shine! ;-)
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| Posted: Mon Oct 19, 2009 6:19 pm Post subject: |
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| phonyfeminazi wrote: | | OndinitaAKALibchit wrote: | | phonyfeminazi wrote: | | OndinitaAKALibchit wrote: | | This is not the 1930's, Phony. Specialists don't have payment plans. Either you have insurance or you pay in full at the end of your visit... |
So, Ana, not being the 1930s gives you the right not to pay your bills????
That's why we are in such dire straights, today....too many people with that type of attitude, are looking more and more to DADDY GOBMINT to pay their bills for them.....
If you have good credit, you can borrow money to pay your bills....1930s or not. |
I do pay my bills and I'm not asking the government to pay for anything. I'm just asking for a more affordable option in health insurance and for pre-existing conditions to be accepted. $800/mo for a couple is not affordable health insurance and I shouldn't have to go into debt to take care of basic healthcare needs. If we don't fix it now, soon only the very rich will be able to afford it. Employment based health insurance is already down to less than 60% bc it's too expensive... |
Ana, you're not telling us the complete story...I'll wager that you attempted to get insurance "AFTER THE FACT", in other words you had a pre-existing condition....YOU BUY INSURANCE WHEN YOU DON'T NEED IT....THAT'S THE WHOLE IDEA OF INSURANCE.
You can't wait until you die to buy LIFE INSURANCE.... |
I was diagnosed when I was 12 yrs old and I was under my dad's insurance policy. So it's always been a pre-existing condition for any insurance I try to buy on my own...That's the problem with our system. Don't you get it?
_________________
"If by a 'Liberal' they mean someone who looks ahead and not behind, someone who welcomes new ideas without rigid reactions, someone who cares about the welfare of the people — their health, their housing, their schools, their jobs, their civil rights and their civil liberties ... if that is what they mean by a 'Liberal,' then I’m proud to say I’m a 'Liberal.'" ~ Senator John F. Kennedy 9/14/1960
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